Spring Hill Water Damage, Flood Zones and Flood Insurance

Flood damage can happen to anyone, at any time.  It doesn’t matter if you rent or own, there is a possibility that at some point in your life, you will experience a flood and need to have professional cleanup.  In addition, if you live in a location with a high chance that it will flood in any one year, your chances of experiencing a house flood go up as well.



Floods can – and do – occur throughout Hernando County. Areas of high risk are called Special Flood Hazard Areas (SFHA’s). They have at least a 1% chance of flooding in a given year. Other areas have low to moderate risk, meaning that the risk in these areas is reduced, but not removed. Flood damage risks vary from property to property, even in the same neighborhood.  For homes in a high risk zone, there is a 26% chance of experiencing a flood during the life of a 30-year mortgage, compared to a 9% chance of fire.

Interestingly enough, floods are the most common natural disaster in Hernando County.

Read more about how to protect yourself from flood damage and learn the questions you should know to ask your insurer when obtaining insurance: Spring Hill Water Damage, Flood Zones and Flood Insurance